Banks

You can open a bank account and deposit money. You can also borrow money.

Deposit

1. Open an account at a bank.
2. When you deposit money in the account, you earn interest every day.

Borrow

1. Apply from “Loan plans” on the bank's page.
2. If approved, you can borrow from the bank's funds.
3. You can pay it back a little at a time, whenever you like.

Good to know

• Each bank sets its own interest rates, whether it accepts accounts and loans, and its loan plans.
• Deposit interest is 0–10% per day. Interest is paid from the bank's funds.
• Your accounts are in “Business” → “Bank accounts”.
• Some banks open accounts right away, some need approval, and some don't accept accounts.
• Some banks require the check to open an account or to borrow. Some banks also require an account to borrow.
• The check is the orange check next to your name. You get it if you have no unpaid tax and have confirmed your email within the last 6 months.
• Each loan plan sets the amount, term, interest, and late interest. It also sets whether there is a review and how many loans one person can have.
• If you pass the due date, late interest is added. Each time money comes in, the bank collects from it.
• If a bank closes down or goes bankrupt, loans from it are canceled. Deposits are returned in full.
• To start a bank, choose “Bank” as the company type (corporations (K.K.) only).